Unified Payments Interface

Montran’s Unified Payments Interface (UPI) delivers a flexible, scalable solution for NPCI’s ground breaking real-time payment system. Get a proactive head start into fuelling the rise of the paperless, cashless financial ecosystem.


Key Features

  • 24/7 availability and processing
  • Capability to act as acquirer and issuer
  • Support for all APIs published by NPCI
  • Support for various APIs for banking channels to send and receive payments
  • Mobile APIs and SDK support
  • Support for credit and debit payment messages
  • Connectivity to mapper list for validation of unified details
  • Support for UPI mandates
  • Automated MIS & Report engine
  • Inbuilt graphical reports for historical data projection
  • Real-time transaction monitoring dashboard
  • Integration with bank’s core banking system for posting of transactions
  • Solution Components

    Key Benefits

    Easy, Secure and Quick

    Montran’s UPI module supports both acquirer and issuer functionalities for the participating bank. The UPI switch also supports all APIs published by NPCI. In addition, UPI switch provides multiple APIs for various channels to send and receive payments.

    Controls Costs

    Reduce costs and improve savings with Montran UPI’s smooth integration capabilities. The solution provides the ability to integrate UPI into existing application using mobile APIs and SDK. 

    Client Focus

    Commercial Banks