Intraday Liquidity Management

Montran’s Intraday Liquidity Management (ILM) is an enterprise-level system delivering everything a financial institution needs to make global, real-time liquidity management simple.

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Key Features

  • Enterprise-level platform for financial institutions to simplify liquidity management
  • Executive dashboards based on BCBS reporting standards
  • Position monitoring and reporting of total payments across customer and bank accounts
  • Monitoring of time-specific and other critical obligations
  • Long-term and short-term balance projection and position forecasting
  • Adoption as per country-specific regulatory liquidity requirements
  • Risk management through payment throttling using various account-specific liquidity limits and user-defined events
  • Client and product management by analysis of clients' overdraft utilization, balance movement and critical payments
  • Solution Components

    Key Benefits

    View

    From hourly throughput to counterparty positions, ILM facilitates live monitoring of everything a bank needs to keep cash on track. A sleek, intuitive user-interface enables a granular insight into cash positions anytime, anywhere.

    Control

    With a clear overview of payments cycle, ILM allows the bank to have complete control on cash movement. ILM also supports payment throttling, automatic payment release, instant alerts all enabling proactive decision making in case of deviations or limit breach.

    Predict

    ILM empowers banks with the key insights they need to make superior forecasts and cash flow predictions. Manual forecasting capabilities coupled with machine learning ensures consistent accuracy.

    Compare

    Comparisons across accounts, timelines, overdraft status, cash flows and much more deliver an improved understanding of trends in cash flow in turn ensuring decisions based on an accurate insight into cash patterns.

    Report

    ILM uses various messages to collate an overview of positions across payment clearings. ILM also provides overdraft reports, transaction lists and summary reports for an all-round view of intraday liquidity.

    Client Focus

    Commercial Banks
    Corporates & NBFC
    Central Banks
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