Automated Transfer System

An integrated Real-Time Gross Settlement (RTGS), Automated Clearing House (ACH) and Immediate Fund Transfer (IFT) platform, ATS arms banks with the network to support clearing and settlement of a high volume of transactions including electronic transfers, truncated cheques and information exchange.


Key Features

  • Real-time final and irrevocable settlement of fund transfer
  • Centrally located queuing of payments held awaiting availability of funds
  • Automatic gridlock resolution
  • Payment entry and processing based on SWIFT, ISO 20022 and NACHA message formats
  • Comprehensive support for SWIFTNet FIN, Browse, InterAct and FileAct services
  • Cheque truncation and data capture including image capture from cheques at the point of presentment
  • Operational reliability with backup and contingency arrangements
  • Complete audit trail, recovery and reporting facility
  • Solution Components

    Key Benefits

    Multi-Country Support

    With support for multiple languages and currencies, ATS is a flexible global solution that adapts to country-specific requirements seamlessly. ATS comes with dedicated ongoing service delivering tailored support during and post implementation.

    Real-Time Position Monitoring

    ATS provides real-time monitoring, across RTGS and ACH payment volumes, messages and counts as well as actual and projected positions, account balances for both the ATS operator and participating institutions ensuring a thorough overview of key data.

    Liquidity Management

    A real-time interface delivers seamless credit and intra-day liquidity management facilities and control over collateral funds provided by other financial systems through real-time networks.

    Fortified Security

    Like every Montran product, ATS is designed keeping the highest security standards in mind. The standards exceed SWIFT network with data access via both, digital signature and encryption.

    Client Focus

    Central Banks