Transaction Processing Hub always-on
A unified platform to manage all payment transactions, built for modern banking operations requiring continuous availability.
How It Fits
Into Your Architecture
Sits between channels, core banking, and clearing systems
Decouples from 
core systems, reducing legacy dependency
Enables modern payments alongside existing infrastructure
Connects via open APIs and standard interfaces for compatibility
Transaction Processing Hub replaces fragmented payment processing with a single, intelligent hub—built for scale, speed, and control.
Built for India’s
Payments Landscape
Full Rail Coverage
Supports RTGS, NEFT, ACH, and real-time payment schemes, enabling banks to manage all major domestic rails through a single platform.
Domestic & Cross-Border
Processes domestic and international transactions on the same infrastructure, reducing duplication and simplifying cross-border operations.
Built to Scale
Designed to handle increasing transaction volumes without performance degradation, supporting growth as payment adoption accelerates.
Always-On Operations
Operates continuously, around the clock—24 hours a day, 7 days a week, 365 days a year—to meet the demanding requirements of India’s real-time.
Behind Each Payment
01. Single Entry Point
Each payment enters TPH through one controlled processing layer, eliminating duplication and ensuring consistent handling from the start.
02. Intelligent Processing
Payments are validated, enriched, and routed using configurable business rules, ensuring accuracy, compliance, and optimal routing across rails.
03. Clearing and Settlement
Transactions are cleared and settled with full lifecycle visibility, covering domestic, cross-border, real-time, and deferred settlement flows.
04. Continuous Monitoring
Payment status is tracked in real time, with reconciliation and exception handling built in to support operational control and faster resolution.
Key Features
Client Success
A leading Indian bank scaled from 30 million to 300 million transactions with Montran’s Transaction Processing Hub. Sujeet Tyagi, Chief Operating Officer, shares how this implementation enabled unprecedented growth and operational efficiency.
FAQs
01
What is Montran’s Transaction Processing Hub (TPH)?
TPH is a centralized payment processing platform that unifies transactions across channels, businesses, and payment types into a single, integrated banking infrastructure.
02
How does TPH improve operational efficiency?
By replacing siloed systems with a unified platform, TPH reduces duplication, increases Straight-Through-Processing (STP), lowers maintenance costs, and accelerates time-to-market for new services.
03
Is TPH compliant with ISO 20022 and SWIFT standards?
Yes. TPH supports ISO 20022 messaging standards and aligns with SWIFT CBPR+ requirements, ensuring compatibility with evolving global payment frameworks.
04
Does TPH support real-time and cross-border payments?
Yes. TPH supports domestic, cross-border, and real-time payment processing across multiple
