- Payment Instructions – Validation, Authorization
- Commission / Fee/ Forex Rate Retrieval
- Risk Management
- Tracking Payment Instructions Status
- Routing Derivation
Montran’s Integrated Payment Hub (IPH) brings in Montran’s 40+ years of Global Payments experience under one umbrella. IPH is a centralized system that supports payment transactions across channels and businesses, creating a fully unified banking platform. IPH enables banks to move away from the silo approach to a centralized payment processing solution, thus significantly reducing time-to-market and maintenance cost.
With an open system architecture that interweaves the latest technology and a smooth interface, IPH provides secure handling of payment, clearance and settlements with relentless confidentiality.
Each module supports industry-standard and proprietary data formats with proven capability to process high volumes of requests. IPH also offers interoperability through the use of standardized Java API (JDBC, JMS, JTA, JCA), interface adapters and SOA integration.
IPH follows Open Web Application Security Project (OWASP) recommendations to mitigate any system vulnerabilities. Data access security through both digital signature and encryption based on Public Key Technology and a multi-level approval policy means all information is secured with manifold protection.IPH has also successfully undergone Security Brigade's White-box Web application Penetration testing and is certified as secure.
IPH offers end-to-end product deployments that are expansion-ready enabling rapid process scaling and faster product evolution. This in turn enables the ability to quickly introduce new services and expand business offerings that directly impact the business objectives.